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A study on growth of e-banking

International Journal of Management Prudence

Volume 1 Issue 2

Published: 2010
Author(s) Name: Poonam R. Lohana, Mohan Rode, Datta S. Yadav
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Abstract

While electronic banking in the form of automatic teller machines and telephone banking have been around for a number of years, the popularity of accessing banking services, through the Internet and mobile phones is rising. Increasingly, E-banking provides a vast opportunity for banks and their customers. The electronic delivery channels increase transparency and can lead to higher connection among banks and a most significant point through lower costs. The digitalization of transactions can help to reduce costs for banks and increase efficiency. Internet technology holds the potential to fundamental changes banks and the banking industry. Banking through internet has emerged as a strategic resource for achieving higher efficiency more recently, now in India too, a wide array of financial product and services have become available over the Internet which has thus, become an important distributions channels for a number for banks. The purpose of present study is to analyze such effect of internet banking in India.

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