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Perceptions about Credit Cards

Journal of Commerce and Accounting Research

Volume 5 Issue 4

Published: 2016
Author(s) Name: Rajat Deb, Shantanu Lodh | Author(s) Affiliation: Assistant Professor, Department of Commerce, Tripura Central University, Tripura, India
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Abstract

The present study seeks to identify the motivating factors of the respondents for using credit cards and to report the problems they are exposed to. Based on a pre-tested interview-schedule, with a sample size of 156 respondents, the empirical results have indicated principal and secondary benefits as influencing factors, and a significant relationship has been established between the demographics, impulsive & compulsive buying, and associated problems in accessing credit cards. Policy implications are derived, future research directions have indicated and it acknowledges few limitations.

Keywords: Survey, Credit Card, Inferential Statistics

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