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A Comparative Study of Intention to Use Agent Banking vis-a-vis Traditional Bank Branches in Bangladesh

Journal of Commerce and Accounting Research

Volume 10 Issue 1

Published: 2021
Author(s) Name: Mahmud Habib Zaman, Abdul Kader Nazmul, Shuvashish Roy, Sarmistha Sarma | Author(s) Affiliation: Senior Lecturer, Faculty of Business Administration, North South University, Dhaka, Bangladesh.
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Abstract

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Information technology has signaled a paradigm shift in the service availability to the customers. Banking services have grown in phenomenal dimensions and agent banking is much to be credited for this increase in market reach. Researchers conducted a review of literature which brought about numerous advantages and challenges of agent banking services. This research paper has used the social exchange theory (SET) as the basis in trying to understand and analyze the case of Bangladesh in identifying the factors relating to adoption of agent banking compared to traditional banking systems. The study is corroborated from data collected at Tongi area of Bangladesh, and seeks to validate the findings with the help of empirical evidence analyzed using SPSS software. The paper serves as an extension to prior literature on intention to use services. The findings can be used as a foundation to design marketing strategies for developing markets with similar demographics.

Keywords: Agent Banking, Social Exchange Theory (SET), Banks, Bangladesh

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