Working Capital Management of Selected Company During Pre and Post Pandemic Period

Abstract

This study focuses on working capital management and their various financial ratios to understand various aspects of Indian Banking industry guided by Reserve Bank of India (Central Bank of India). Indian banking industry undergoes huge transformation from earlier years due to their various innovation in banking industry in terms of technological aspect, globalisation and privatisation. For this study, five major banks, namely State Bank of India, HDFC, ICICI, AXIS and KOTAK MAHINDRA, having market share of 73% in Indian banking industry, have been considered and data was collected from money control website of these five major banks from 2011 to 2022. The analysis of these data depicts status of working capital management during pre-COVID and post-COVID period. Main focus of the study is to find the relationship of Return On Assets (ROA) of the bank with other financial ratios and to explore whether there is any significant difference among ROA of selected banks and finally to find status of ROA for selected banks during the pre and post pandemic period.

Keywords: Working Capital, Banking Industry, ROA, Financial Ratio, COVID, India

View PDF