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Non-performing Assets in Public Sector Commercial Banks- A Retrospect

International Journal of Financial Management

Volume 3 Issue 2

Published: 2013
Author(s) Name: C. Mangala Gowri, Venkata Ramanaiah. Malepati, B. Bhagavan Reddy | Author(s) Affiliation: Department of Commerce, Sri Venkateswara University, Tirupati, Andhra Pradesh, India
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Abstract

The present study emphasizes on the management of nonperforming assets in public sector commercial banks in India by covering asset classification norms, identification of non-performing assets, provisioning against advances etc. Public sector commercial banks provide finance to needy covering various sectors including priority, no-priority and public sectors. In this junction, the study is intended to trace the movements and recovery of non-performing assets in public sector commercial banks during 2006-2011 with the backdrop of financial crisis happened during 2008.

Keywords: Non-performing Assets, Commercial Banks, Priority and Non-priority Sector, Debt Recovery System

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